Terms of Service – FinBiz Funding

Terms of Service

Last Updated: July 3, 2026

Table of Contents

Terms of Service – FinBiz Funding

Effective Date: 03.07.2026

By accessing or using our website, services, or submitting information through our platform, you agree to be bound by these Terms. If you do not agree with these Terms, you should discontinue use of our website and services.

Eligibility

You must be at least 18 years old and have the legal capacity to enter into these Terms. If you are using our website on behalf of a business, you represent that you have the authority to bind that business to these Terms.

1. SMS Terms

By providing a mobile number, you explicitly consent to receive transactional and marketing text messages from us, including messages sent using automated technology. Consent is not a condition of any purchase or service. Msg & data rates may apply. You may revoke consent at any time by replying STOP or through any other reasonable means, and we will honor your request within the time required by law.  For the avoidance of doubt, a mobile telephone number submitted through any web form, application, or contact page on our website shall constitute express written consent to receive text messages as described in this Section. Consent to receive text messages is not a condition of any purchase or service.

2. Prohibited Uses

You agree not to:

  • Use the website in a way that violates any applicable law or regulation.
  • Attempt to gain unauthorized access to systems or data.
  • Interfere with the operation or security of the website.
  • Submit false or misleading information through forms or applications.

We reserve the right to restrict or terminate access to our website if these Terms are violated.

3. No Guarantee of Funding

Submitting an application or request through our website does not guarantee approval for financing or funding. Funding decisions are determined by lenders, financial institutions, or partners based on various factors such as:

  • Business revenue.
  • Credit history.
  • Time in business.
  • Financial documentation.

We do not guarantee that you will receive financing or specific funding terms.

4. Third-Party Partners

We are not responsible for the services, policies, or actions of third-party providers. Any agreements you enter into with third-party lenders are between you and that provider.

5. Intellectual Property

All materials on this website—including but not limited to:

  • Text.
  • Graphics.
  • Logos.
  • Design.
  • Software.
  • Website content.

are the property of FinBiz Funding or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or republish website content without prior written permission.

6. Website Accuracy

While we strive to keep information on our website accurate and up to date, we do not guarantee that all information is complete, current, or free of errors. Content on the website may change at any time without notice. Information on this site should not be considered financial, legal, or professional advice.

7. Disclaimer of Warranties

The website and its content are provided on an “as-is” and “as available” basis. To the fullest extent permitted by law, the Company makes no warranties regarding:

  • The reliability or accuracy of website content.
  • The availability or uninterrupted operation of the website.
  • The results obtained from using the website or services.

Your use of the website is at your own risk.

8. Limitation of Liability

To the maximum extent permitted by law:

(1) FinBiz Funding, its affiliates, employees, and partners will not be liable for any damages resulting from:

  • Use or inability to use the website.
  • Errors or omissions in website content.
  • Unauthorized access to user data.
  • Business losses, lost profits, or interruption of services.

(2) FinBiz Funding shall not be liable for any indirect, incidental, special, consequential, or punitive loss or damages.

Some jurisdictions may limit certain liability exclusions, so portions of this section may not apply to all users.

9. Indemnification

To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless FinBiz Funding, its affiliates, and their respective officers, directors, employees, agents, and partners from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the website or services, your violation of these Terms, or your submission of information.

By submitting forms or providing contact information through our website, you agree that we or our partners may contact you through:

  • Email.
  • Phone calls.
  • Text messages (SMS).
  • Automated systems.

These communications may include updates about your inquiry, financing options, or service-related notifications. Your use of the website is also governed by our Privacy Policy, which explains how personal information is collected, used, and protected. By using this website, you acknowledge that you have reviewed and understood our Privacy Policy.

You may withdraw your consent to receive electronic communications at any time by contacting us using the information below. We may charge a reasonable fee for paper copies of electronic records, where permitted by law.

You may opt out of promotional emails at any time using the unsubscribe link included in those emails.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of laws principles. Any dispute arising out of or relating to these Terms or your use of the website shall be resolved exclusively in the state or federal courts located in [insert City, State], and you consent to the personal jurisdiction and venue of such courts. The foregoing consent to jurisdiction and venue applies solely to disputes that are NOT subject to arbitration under Section 13, including but not limited to claims for injunctive or equitable relief and disputes brought in small claims court.

12. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

13. Arbitration Agreement

You and FinBiz Funding agree that any dispute arising out of or relating to these Terms or your use of the website will be resolved through binding individual arbitration, rather than in court, except that either party may bring an individual claim in small claims court. You and FinBiz Funding each waive the right to a jury trial and the right to participate in a class action or class arbitration. This arbitration agreement is governed by the Federal Arbitration Act.

14. Changes to These Terms

We may update or modify these Terms at any time. The revised Terms will be posted on the website with a new effective date. Your continued use of the website or services after the updated Terms are posted constitutes your acceptance of the changes. We encourage you to review these Terms periodically.

15. Force Majeure

Neither party shall be liable for any failure or delay in performance under these Terms to the extent such failure or delay is caused by circumstances beyond such party’s reasonable control, including but not limited to acts of God, natural disasters, pandemics, war, terrorism, government action, labor disputes, or interruptions to internet or telecommunications infrastructure. The affected party shall provide prompt notice of any such event and shall use commercially reasonable efforts to resume performance as soon as practicable.

For questions about these Terms, please contact us at legal@finbizfunding.com.