How FINBIZ Lending Works

Our streamlined application process gets you from application to funding in as little as 24 hours. Here's what you can expect.

1

Apply Online in Minutes

Our simple, secure online application takes just minutes to complete. We ask for basic information about you and your business to get started.

  • Basic business details
  • Personal information
  • Estimated revenue
  • Funding needs
2

Fast Underwriting Review

Once submitted, our advanced technology paired with expert underwriters quickly review your application. We use secure data connections to verify your information swiftly without endless paperwork.

  • Automated initial review
  • Expert underwriter analysis
  • Secure bank connections
  • No hard credit pull required upfront
3

Receive Funding Offer

If approved, you'll receive a clear, transparent offer detailing your loan amount, terms, and repayment schedule. A dedicated funding specialist will be available to answer any questions and walk you through the details.

  • Clear, transparent terms
  • Dedicated funding specialist
  • Flexible repayment options
  • No hidden fees
4

Get Funded & Grow

After you review and sign your offer electronically, funds are typically deposited directly into your business bank account within 24 hours. Now you can focus on what matters most: growing your business.

  • Fast electronic signatures
  • Direct deposit to business account
  • Funds available quickly
  • Ongoing account management

Ready to Get Started?

Apply now and get a decision within 24 hours

Start Your Application